CONFERENCE DAY ONE: 26 April 2006 Wednesday
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| 08.00 | Registration
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| 08.45 | Chairman's opening remarks
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| | Greg POTE, Chairman, Asia Pacific Smart Card Association
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| JOINT KEYNOTE PLENARY SESSION |
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| 09.00 | Opening keynote:
Bravery in business - Winning against all odds
Recognised as one of the most motivating and dynamic of adventure-oriented lecturers in Australia today, Graeme Joy is a much sought after speaker. He was the first Australian to ski to the Geographical North Pole, recently the first Australian to trek solo and unsupported to the Magnetic North Pole - and the first to complete the double. His address combines the adventure and excitement of his exploits with an emphasis on the business principles that underlie any major project: preparation, goal setting, motivation, teamwork - all fundamental to the successful expedition or business venture. Let yourself be inspired and motivated in achieving your North Pole!
“Graeme showed how truly passionate he is about his experiences and his delivery of his speech on the night certainly impressed our group. He helped our people put a lot of perspective around their day to day running of their own businesses and left them motivated that anyone can achieve their goals.” National Australia Bank |
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| 09.45 | CxO Strategic Panel:
Survive and thrive in the 21st century – How do you see the future of Asian business?
- Critical trends and issues facing the 21st century - Opportunities and challenges in Asia
- Surfacing of a new world order and the challenges this brings to businesses - Confronting of uncertainties and turbulent future
- Bravery and the Asian business - the adoption of new technologies in enhancing and helping grow the Asian business
- Implementing new technologies to your business
- Providing new applications to your customer for greater efficiency
- The issue of ROI and other concerns
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| | Sanjay SHARMA, Corporate Head Technology Officer, IDBI Bank, India Derek SULGER, CFO and Executive Director, SmartPay Jieyin Ltd Li Li GOH, Assistant Vice President, i-Mode Services, Mobile Services, Starhub Singapore Moderator: Glenn van ZUTPEHN, Media consultant and freelance journalist, Former CNN journalist
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| 10.30 | Official opening of Cards Asia Exhibition followed by morning refreshments Sponsored by:  |
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| FORCES SHAPING THE CARDS & PAYMENTS ENVIRONMENT IN ASIA |
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| 12.00 | Opening address
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| 12.15 | Strategic Panel Session:
The Asian payments boot camp – An overview of the Asian payments landscape
- Economics of current payment systems - increase the revenue potential of payments?
- Who are the players? Who are the winners, the losers and why?
- Regulatory challenges in payments
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| | Peter MANNERS, Regional Head of Chip, Emerging Products & Technology, Asia Pacific Region, Visa International
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| 12.45 | Special China Focus:
The challenge of smart cards in the China payment industry
- What are the key challenges faced in a country that still relies heavily on cash transactions?
- Where are the key growth areas?
- Driving forces behind smart card implementation in China
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| 13.15 | The future of financial smart card migration
- What is the appropriate speed for migration of financial payment cards?
- What do retailers need to know about chip migration of financial payment cards?
- What are the next steps after chip migration?
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| | Greg POTE, Chairman, Asia Pacific Smart Card Association
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| 13.45 | Assuring digital content delivery to any device
- The challenge of managing untrusted computing environments
- How smart cards enable secure application content delivery today
- Applying the principles of the MULTOS scheme to assure digital content delivery to any device
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| 14.15 | Speed networking
Speed networking is an exciting, quick and non-pressurised way to meet fellow conference delegates and industry peers in one 45 minute session. These brief meetings are the starting point for conversation and networking throughout the conference. This is where long-lasting and profitable business relationships begin.
- Meet…move on…meet…move on…meet!
- Exchange business cards with fellow conference delegates and industry peers.
- The best 45 minute networking session you’ve ever experienced
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| 15.00 | Afternoon refreshments and exhibition viewing Sponsored by:  |
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| 15.45 | Migrating to contactless smartcards? - ePassport, eID, ePayment
- Improving efficiency of transactions and security through contactless technology
- Key role of mobile phone in delivering contactless payment
- Positioning contactless payment among other payment products
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| SECURITY ISSUES AND COMBATTING FRAUD |
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| 16.15 | Enhancing smart card security solutions: How safe are contactless smartcards? – ePassport, eID, ePayment
- Smart cards have become more secure in certain countries that have implemented EMV
- How can contactless payments be guaranteed?
- Security certifications
- How smart cards can help in identity theft protection
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| | Mary GRACE, Chief Executive Officer, e-smart Technologies Inc, USA
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| 16.45 | Security and authentication for remote transactions
- Identity theft in card-not-present scenarios: Assuring customer identities in online and offline scenarios
- What are the tools both merchants and card issuers can use to verify consumer identity?
- Does better consumer education or behaviour help reduce fraud?
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| | Sanjay SHARMA, Corporate Head Technology Officer, IDBI Bank, India
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| 17.15 | The fraud fighters: Industry-wide approaches to protect consumers and mitigate risk
- Security and fraud concerns rise with popularity in e-payments, online payments and remote payments
- Tactics leading organisations are taking to safeguard sensitive personal data and detect fraud
- Best practices for risk management and customer communications
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| | Andrew PURCHAS, Head of Financial Crime Control, Westpac Banking Corporation
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| 17.45 | Business leaders panel discussion:
Combating fraud in cards and payments
- Is it possible to truly secure consumer electronic payments?
- How to avoid impersonators?
- Business authentication and messaging
- High tech payment card crime
- Key success factors of a successful fraud prevention strategy
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| | Antony Morris, Executive Manager, Strategic Development & Risk, Octopus Cards Limited Andrew PURCHAS, Head of Financial Crime Control, Westpac Banking Corporation Moderator: David Curtis, Chairman, Asia Pacific Smart Card Forum
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| 18.30 | End of Day 1 followed by Cocktail Party
Cards Asia's KICK OFF Party is proudly sponsored by:

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CONFERENCE DAY TWO: 27 April 2006 Thursday
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| 08.00 | Registration
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| 08.45 | Chairman's opening remarks
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| POST-MIGRATION CONVERGENCE & CONTACTLESS APPLICATIONS |
EMV migration is costly and many companies are finding it difficult to justify the extra cost despite growing fears regarding the security of banking and payment transactions.
While no clear post-migration killer application has been developed, one trend is clear - the financial card industry is definitely moving toward convergence post-EMV, which should well help companies to break even or even profit.
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| 09.00 | Keynote address:
Improving the profitability of card issuance: The business case for multi-applications on a single card
- More than fraud: leveraging EMV through multi-applications - more services to offset cost of implementation and create customer value
- Practical considerations to delivering multi-applications card e.g. extra cost of added applications and card management
- Thinking out of the box - creative approaches to moving from single application to multi-application e.g. card personalization
- Greater and more effective card control: Risk management, bad debt reduction and whole life-cycle management
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| | Anchalee CHARASYOSVUTHICHAI, First VP & Head, Credit Card Product Management & Marketing Dept., Retail Business Division, Kasikornbank, Thailand
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| 09.30 | Keynote address:
Multos in transportation & fast payments - A Kaohsiung City Government case study
- Project initiation background and solution evaluation
- Implementation milestones
- Project status today
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| 10.00 | Morning refreshments & exhibition viewing
Sponsored by:  |
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| 10.30 | Pioneering contactless chip application in Taiwan banking industry
- VisaWave contactless card in Taiwan market
- VisaWave off-line transaction
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| | Michael CHANG, Senior Executive Vice President, Credit Card Group, Credit Cards Division, Chinatrust Commercial Bank
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| 11.00 | Simplifying Chip Migration with Enhanced EMV Specifications
- Introduction to EMVCo and a statistical overview of the growth of EMV deployments worldwide in recent years
- An in depth look at how EMVCo has and is fulfilling its charter to strengthen facilitation and support of EMV business and implementation issues to ease migration, focusing specifically on recent and ongoing technical achievements, including:
- EMV Card Personalisation Specification - Common Terminal Type Approval - RSA Key Length Review - EMV Common Core Definitions - EMV Common Payment Application Specification - EMVCo Card Type Approval Process - EMV Security Evaluation Process
- Why EMV?
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| 11.30 | Can we talk? Interoperability for chip-based applications
- The need for industry standard - Proprietary or open systems?
- Main considerations - ROI, security and familarity
- CUrrent situation in Asia Pacific and future trends for operating systems
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| | Marc KEKICHEFF, Vice President of Emerging Technologies, Visa International
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| 12.00 | Networking Lunch & Exhibition viewing time
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| FIGHTING FOR WALLET SPACE – BUILDING CUSTOMER LOYALTY IN RETAIL |
Is “loyalty” the killer application for the smart card industry? Loyalty schemes are widely used by banks and merchants across Asia as an effective tool to retain and acquire customers. Pre-paid gift cards are also increasingly popular. The challenge now is how to create a loyalty scheme that justifies the cost of implementation and guarantees return on investment.
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| 13.30 | Maintaining leadership in a competitive environment through effective and innovative card marketing and management strategies
- Spending trends and marketing strategies to drive increased use of cards in both mature and new markets in Asia
- Global, regional and local competitive environment and differentiation strategies
- Key functions of the cards business
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| 14.00 | Multi-application cards set to enhance loyalty market and increase profitability
- Multi-application card issuance brings new applications to market instantly (through downloadable applications via Internet or private network)
- Providing continuity: enabling ongoing relationships post-issuance through the immediate availability of enhanced or new applications and product differentiation
- Branding opportunity for issuers: Competing for customers on services rather than just price
- Other benefits to issuer: reduced cost and time = more profitability
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| | Mike CUTTER, MD, GE Money Direct, Australia and New Zealand
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| SMART MOBILES |
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| 14.30 | Smart card in mobile phone
- About Dongle Payment and mobile chip banking
- Analysis of Korean mobile telecom market
- Mobile finance using IC chip
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| | Eun-Seok KIM, Manager, M-Finance Team, Convergence Business Office, Korea Telecom, Freetel
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| IDENTITY MANAGEMENT AND OTHER SMART APPLICATIONS IN THE PUBLIC SECTOR |
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| 15.00 | Best practice case study: Hong Kong’s ID
- Challenges of and strategies for data collection, project implementation and management
- Card design conception, functionality, technology and applications - ensuring card compatible to banking and retail systems
- Applications on smart ID
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| | Raymond WONG, Assistant Director, Immigration Department, Hong Kong
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| 15.30 | Afternoon refreshment & exhibition viewing Sponsored by:  |
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| 16.00 | The role of smart cards in managing the issues of identity
- Social costs of ID theft and ID fraud
- Document security enhancement and security features; value and role of microprocessor technology; benefit of mutual authentication
- Future trends
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| 16.30 | Using smart cards and the web for health and social services
- Advantages of smart cards in streamlining eligibility processing
- Role of smart cards in enabling improved, secure access to online services
- Alignment with financial services developments and standards such as EMV
- Increasing trusted exchange of information with citizens
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| | James kelaher, Head, Smart Technologies and Services Task Force, Australian Government Department of Human Services
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| 17.00 | Integrating Public Key Infrastructure, Card Management System and Java Card. How about applications?
- The need for an INTEGRATED solution, including the applications and implementation challenges
- Experience sharing from case studies
- Looking into the FUTURE
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| | Choon Kwee LEE, Program Manager, C4IT - Information Solutions Centre, Defence Science and Technology Agency
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| 17.30 | Close of Cards Asia 2006 conference
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